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The Constitution of the Company, LIFE ASSURANCE having become a duty with the greater part of the population of these kingdoms, an enquiry is waturally made into the constitutions of the various Companies established for that purpose. The EAGLE LIFE ASSURANCE ASSOCIATION is empowered by Act of Parliament. The Public is secured by an ample subscribed Capital. All Payments are set apart to accumulate in a distinct and inviolable fund; the Premiums have been calculated expressly for the Institution from the Data recently published by order of the House of Commons. The values of Male and Female Life are now, for the first time, distinguished; and the rates, though lower than in most of the other established offices, have yet been kept sufficiently high to protect them from the fluctuation of the laws of mortahity and of interest; by these precautions, Security, the first great object of the Assured, is effectually provided for, and the possibility of mischance for ever removed. At the end of every Seven Years, a strict investigation is made into the funds, the full value of every existing claim determined, its amount retained, and the surplus apportioned. Four-fifths of the Profits of these periodical divisions are then allotted to the Assured, and may, at the option of the party, either be added to the Policy, or applied in reduction of the future Annual Payments; so that a person insuring his own life, or the life of another, in this Office, without incurring the responsibility of mutual Assurance, may justly calculate upon a gradual annihilation of the Annual Premium, and after having fully obtained his object, and secured an independence to his family, or his reversionary claims on others, that income will revert to him to be employed in further investment, or to increase the comforts of his declining years. There are few who have not, at some period of their lives, been called abroad, and at the present enterprising moment, a Policy which should restrict a man's exertions within the limits of Europe, or subject him, after the payment of many years, to an arbitrary demand for every additional indulgence, must be felt as an incumbrance rather than a protection. To obviate this, one of the greatest evils of a still imperfect system, Tables have been constructed for all the principal Commercial and Colonial Establishments, and in this Institution, a person enjoys the gratuitous advantage of knowing, from the com inencement of his Assurance, the rate at which he must be accepted, and be entitled to proceed wherever his future fortunes may call him. The Directors having thus, in their general principles, endeavoured to extend the utility and improve the practice of Life Assurance, will, in all the details of the Office, meet, as far as possible, the convenience and facilitate the business of Parties Assuring. The Board assembles every Tuesday and Friday, to determine on special cases, but Assurances may be completed on any day, a Medical Officer attending regularly at 2 o'Clock in Cornhill, and at 3 in Waterloo Place. The Payments may be made Quarterly or Half-yearly. No extra charge is made for Admission, or under any other pretence, beyond the Government Duty. The Lives of Military or Naval Officers Assured at the ordinary rate, until called into actual service No additional sum required for a voyage, in a decked vessel, from any one port of the British Isles to another; mor, in time of peace, from England to any harbour between Brest and the Texel, both inclusive. Folicies re-purchased.-Annuities bought and granted. Assurances may be effected by letter, Medical Practitioners of eminence having been appointed as Referees, in every part of the kingdom. Any further Information-the particular rates of Premium for Survivorships, Endowments, Joint Lives, and other Life Contingencies, Forms of Proposal, Declaration, Prospectus, &c. may be obtained by personal application at either of the Offices of the Company, or by letter, addressed to the Actuary in CORNHILL. HENRY P. SMITH, Actuary. Volumes I. to VI. Price £2 10s. 6d. in extra boards, Illustrated by several hundred Engravings on wood, and splendid Portraits on steel. EDITOR'S ADDRESS TO THE PUBLIC. ALTHOUGH a long time has elapsed since the Study of Nature was emancipated from the monopoly and mystification of the schools-since philo sophers took the course of penetrating into her secrets, by experiment and observation, and applying the knowledge they acquired to practical purposes, there remained, till very recently, one more important step to be taken. Science had dispensed her treasures among the educated and affluent alone-she had still to visit the dwellings of the unlearned and humble. She had busied herself with examining the products of the workshop, and explaining the principles which operated in their formation; but had wholly overlooked the advantages to be expected from disseminating a knowledge of these principles among workmen themselves, and of thus qualifying them to turn to account the superior opportunities which they possess of improving the arts which they practise. The "Mechanics' Magazine" it was, which first proposed to teach science to mechanics, and invited mechanics to lend their aid to men of science. It chose for its sphere of usefulness, a vast field of valuable and original talent; but one which had hitherto contributed almost nothing to the volume of human invention or discovery, because neither was that talent properly cherished, nor any means whatever taken to gather in its fruits when ripe. Perhaps no publication ever appeared, for which there was more occa sion; and certain it is, that none was ever honoured with a more general welcome. Its success was immediate, and to this day remains unrivalled. Impression after impression has been rapidly called for; and now, though but in the fourth year of our career, we have the pleasure of consigning a Thirtieth Edition to the press. The number of scientific readers and writers may be safely said to have been quadrupled solely by means of this Work. The whole of the scientific journals which existed at the time of its appearance, had not, by several thousands, so many readers as the "Mechanics' Magazine almost at once obtained; and of more than two thousand original communications which enrich its columns, the greater portion are from practical men, who |