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he that hath a calling hath an office of profit and honor;" but then the trade must be worked at and the calling well followed, or neither the estate nor the office will enable us to pay our taxes. If we are industrious we shall never starve; for, as Poor Richard says, "at the working-man's house hunger looks in, but dares not enter." Nor will the bailiff or the constable enter, for "industry pays debt, while despair increaseth them."

What though you have found no treasure, nor has any rich relation left you a legacy, "diligence is the mother of good luck," as Poor Richard says, and "God gives all things to industry."

"Then plow deep while sluggards sleep,

And you shall have corn to sell and to keep," says Poor Dick. Work while it is called to-day, for you know not how much you may be hindered to-morrow; which makes Poor Richard say, "one to-day is worth two to-morrows;" and further, “have you somewhat to do to-morrow? Do it to-day!"

If you were a servant would you not be ashamed that a good master should catch you idle? Are you, then, your own master? "Be ashamed to catch yourself idle," as Poor Dick says. When there is so much to be done for yourself, your family, your country, and your gracious king, be up by peep of day! "Let not the sun look down and say, 'Inglorious here he lies!" Handle your tools without mittens! remember that "the cat in gloves catches no mice!" as Poor Richard says.

"Tis true there is much to be done, and perhaps you are weak-handed; but stick to it steadily and you will see great effects; for "constant dropping

wears away stones;" and "by diligence and patience the mouse ate in two the cable;" and "little strokes fell great oaks," as Poor Richard says in his almanac, the year I cannot just now remember.

Methinks I hear some of you say, "Must a man afford himself no leisure?" I will tell thee, my friend, what Poor Richard says, “employ thy time well if thou meanest to gain leisure;" and "since thou art not sure of a minute, throw not away an hour!" Leisure is time for doing something useful; this leisure the diligent man will obtain, but the lazy man never; so that, as Poor Richard says, "a life of leisure and a life of laziness are two things." Do you imagine that sloth will afford you more comfort than labor? No! for, as Poor Richard says, "trouble springs from idleness and grievous toil from needless ease." "Many, without labor, would live by their wits only, but they'll break for want of stock;" whereas industry gives comfort, and plenty, and respect. "Fly pleasure and they'll follow you;" "the diligent spinner has a large shift;" and

"Now I have a sheep and a cow,

Everybody bids me good-morrow.”

All which is well said by Poor Richard. But with our industry we must likewise be steady, settled, and careful, and oversee our own affairs with our own eyes and not trust too much to others; for, as Poor Richard says,

"I never saw an oft-removed tree

Nor yet an oft-removed family

That throve so well as those that settled be."

And again, "three removes are as bad as a fire";

and again, "keep thy shop and thy shop will keep thee"; and again, "if you would have your business done, go; if not, send." And again.

"He that by the plow would thrive,

Himself must either hold or drive."

And again, "the eye of the master will do more work than both his hands;" and again, "want of care does us more damage than want of knowledge;" and again, "not to oversee workmen is to leave them your purse open.'

Trusting too much to others' care is the ruin of many; for, as the almanac says, "in the affairs of this world men are saved, not by faith, but by the want of it;" but a man's own care is profitable; for, saith Poor Dick, "learning is to the studious and riches to the careful;" as well as "power to the bold" and "heaven to the virtuous." And further, "if you would have a faithful servant and one that you like, serve yourself."

And again, he adviseth to circumspection and care, even in the smallest matters; because sometimes "a little neglect may breed great mischief;" adding, "for want of a nail the shoe was lost; for wart of a shoe the horse was lost; and for want of a horse the rider was lost;" being overtaken and slain by the enemy; all for the want of a little care about a horseshoe nail!

So much for industry, my friends, and attention to one's own business; but to these we must add frugality if we would make our industry more certainly successful. "A man may," if he knows not how to save as he goes "keep his nose all his life to the grindstone and die not worth a groat at last."

"A fat kitchen makes a lean will," as Poor Richard says; and

"Many estates are spent in the getting,

Since women for tea* forsook spinning and knitting, And men for punch forsook hewing and splitting."

If you would be wealthy, says he in another almanac, "think of saving as well as of getting. The Indies have not made Spain rich, because her outgoes are greater than her incomes."

Away, then, with your expensive follies, and you will not have so much cause to complain of hard times, heavy taxes, and chargeable families; for, as Poor Dick says,

"Women and wine, game and deceit,

Make the wealth small and the wants great."

And further, "what maintains one vice would bring up two children." You may think, perhaps, that a little tea or a little punch now and then, a diet a little more costly, clothes a little finer, and a little more entertainment now and then, can be no great matter; but remember what Poor Richard says, "many a little makes a mickle"; and further, "beware of little expenses; a small leak will sink a great ship"; and again,

"Who dainties love shall beggars prove";

and moreover, "fools make feasts and wise men eat them."

Here are you all got together at this vendue of fineries and knick-knacks. You call them goods;

4. Tea at this time was expensive and regarded as a luxury.

but if you do not take care they will prove evils to some of you. You expect they will be sold cheap, and perhaps they may for less than they cost; but if you have no occasion for them they must be dear to you. Remember what Poor Richard says: "Buy what thou hast no need of, and ere long thou shalt sell thy necessaries." And again, “at a great pennyworth pause awhile." He means that perhaps the cheapness is apparent only and not real; or the bargain by straitening thee in thy business may do thee more harm than good. For in another place he says, "many have been ruined by buying good pennyworths."

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Again, Poor Richard says, 'tis foolish to lay out money in a purchase of repentance;" and yet this folly is practiced every day at vendues for want of minding the almanac.

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"Wise men," as Poor Richard says, "learn by others' harm; fools scarcely by their own;" but Felix quem faciunt aliena pericula cautum. Many a one, for the sake of finery on the back, has gone with a hungry belly and half-starved his family. "Silks and satins, scarlets and velvets," as Poor Richard says, "put out the kitchen fire." These are not the necessaries of life; they can scarcely be called the conveniences; and yet, only because they look pretty, how many want to have them! The artificial wants of mankind thus become more numerous than the natural; and as Poor Dick says, "for one poor person there are a hundred indigent."

By these and other extravagances the genteel are reduced to poverty and forced to borrow of those whom they formerly despised, but who, through

5. He's a lucky fellow who is made prudent by other men's perils.

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