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14 & 15 GEORGE 5, CHAPTER 35.

Highlands and Islands (Medical Service) Grant Act, 1913 (3 & 4 Geo. 5, c. 26), other than a burgh within the meaning of the Public Health (Scotland) Act, 1897 (60 & 61 Vict. c. 38).

Any question as to whether an area is or is not a rural area within the meaning of this subsection shall be determined by the Board, whose decision shall be final.

(3) In the case of any houses situated in a rural area which are provided by a county council or a district board of control under the Lunacy (Scotland) Acts, 1857 to 1913, for persons in their employment or paid by them, this section shall apply in like manner as it applies in the case of houses not situated in a rural area.'

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(3) Subsection (3) of section five of the Housing, &c. Act, 1923, shall, in its application to Scotland, have effect as if for the words "the estimated value of the fee simple in possession free from incumbrances of the house there were substituted the words the estimated value of the house subject to the feu-duty, ground annual, or other burden incident to tenure, but free from incumbrances.

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17. SHORT TITLE, CITATION AND Extent.—(1) This Act may be cited as the Housing (Financial Provisions) Act, 1924.

(2) The Housing Acts 1890 to 1923 and this Act may be cited together as the Housing Acts, 1890 to 1924.

(3) The Housing (Scotland) Acts, 1890 to 1923, and this Act as applied to Scotland may be cited together as the Housing (Scotland) Acts, 1890 to 1924. (4) This Act shall not extend to Northern Ireland.

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fixed bath" there shall be inserted the words

in a bath-room."

The words "house will be completed before the said first day of October, and that the other" shall be omitted.

The words at any time before the first day of October, nineteen hundred and twenty-six " shall be omitted.

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After the word advances "there shall be inserted the words
with interest thereon," and at the end of the paragraph
there shall be inserted the words whether such houses
are within or without the area of the local authority."
After the words the same house" there shall be inserted the
following words, "In the case of an advance for the con-
struction of one or more structurally separate and self-
contained flats, the estimated value for the purposes of the
foregoing limitation shall, as respects any flat, be the esti-
mated value of the flat.".

LOCAL AUTHORITIES LOANS (SCOTLAND) ACT, 1924.

CHAPTER XXXVI.

An Act to amend the Local Authorities Loans (Scotland) Acts, 1891 and 1893.

[Preamble.]

[7th August 1924.

1. AMENDMENT OF LOCAL AUTHORITIES LOANS (SCOTLAND) ACTS, 1891 and 1893, AS TO ISSUE OF STOCK.-(1) The Secretary for Scotland may make regulations. under section three of the Local Authorities Loans (Scotland) Act (1891) Amendment Act, 1893 (56 & 57 Vict. c. 8), authorising the creation and issue from time to time by any local authority who shall, whether before or after the passing of this Act, have issued stock under the Local Authorities Loans (Scotland) Acts, 1891 and 1893, of stock of a different class from any stock already issued by that authority, and on different terms and conditions, including the rate of dividend payable and the period afterwhich the same shall become redeemable, and the Secretary for Scotland may by such regulations direct that the provisions of the said Acts shall apply to stock issued in pursuance of the regulations, subject to such modifications as may be specified in the regulations.

(2) Notwithstanding anything contained in the Local Authorities Loans (Scotland) Acts, 1891 and 1893, it shall be lawful for a local authority, with the sanction of the Secretary for Scotland, to issue stock in accordance with the provisions. of the said Acts at such price lower than ninety-five per centum as the Secretary for Scotland may approve.

2. SHORT TITLE AND CONSTRUCTION.-This Act may be cited as the Local Authorities Loans (Scotland) Act, 1924, and shall be construed as one with the Local Authorities Loans (Scotland) Acts, 1891 and 1893, and those Acts and this. Act may be cited together as the Local Authorities Loans (Scotland) Acts, 1891 to 1924.

CHAPTER XXXVII.

An Act to provide for the Regulation of Wages of Workers in Agriculture, and for purposes incidental thereto. [7th August 1924.].

CHAPTER XXXVIII.

An Act to consolidate the enactments relating to National Health Insurance.

[Preamble.]

PART I.-INSURED PERSONS AND BENEFITS.

Insured Persons.

[7th August 1924.]

1. INSURED PERSONS.-(1) Subject to the provisions of this Act, all persons of the age of sixteen and upwards who are employed within the meaning of this Act shall be, and any such persons who are not so employed but who possess the qualifications hereinafter in this section mentioned may be, insured in manner provided in this Act, and all persons so insured (in this Act referred to as insured persons") shall be entitled in the manner provided by, and subject to the conditions contained in, this Act to the benefits in respect of health insurance and prevention of sickness conferred by this Act.

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(2) The persons employed within the meaning of this Act (in this Act referred to as employed contributors ") shall include all persons of either sex, whether British subjects or not, who are engaged in any of the employments specified in Part I..

14 & 15 GEORGE 5, CHAPTER 38.

of the First Schedule to this Act, not being employments specified in Part II. of that Schedule:

Provided that, subject to the approval of the Treasury, provision may be made by special order for including among the persons employed within the meaning of this Act any persons engaged in any of the excepted employments specified in Part II. of the said Schedule, either unconditionally or subject to such conditions as may be specified in the order.

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(3) The persons not employed within the meaning of this Act who are entitled to be insured persons (in this Act referred to as voluntary contributors ") include, subject to the provisions of this Act, the following persons, that is to say:(a) All persons who, having been employed within the meaning of this Act and insured as employed contributors for a period whether continuous or not. of one hundred and four weeks or upwards, have ceased to be so employed and who give notice within the prescribed time and in the prescribed manner that they desire to become voluntary contributors:

(b) All persons engaged in any excepted employment as respects whom the Minister is satisfied that in the special circumstances they should be allowed to be voluntary contributors:

(c) All persons who were at the commencement of this Act by virtue of the enactments repealed by this Act entitled to be voluntary contributors under those enactments, and have since that date continued to be insured persons. 2. EXEMPT PERSONS.-(1) Where any person employed within the meaning of this Act proves that he—

(a) is in receipt of any pension or income of the annual value of twenty-six pounds or upwards not dependent on his personal exertions; or

(b) is ordinarily and mainly dependent for his livelihood on some other person;

or

(c) is ordinarily and mainly dependent for his livelihood on the earnings derived by him from an occupation which is not employment within the meaning of this Act; or

(d) has not been employed within the meaning of this Act for the prescribed number of weeks during any prescribed period;

he shall be entitled to a certificate exempting him from the liability to be insured under this Act.

(2) All claims for exemption shall be made to, and certificates of exemption granted by, the Minister in the prescribed manner and subject to the prescribed conditions, and, if so prescribed, any such claims may be made to, and any such certificates may be granted by, approved societies and insurance committees.

(3) A person holding a certificate of exemption under this section is in this Act referred to as an exempt person.

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3. POSITION OF INSURED PERSONS CEASING TO BE EMPLOYED OR TO PAY CONTRIBUTIONS AS VOLUNTARY CONTRIBUTORS.—(1) Where an insured person, being an employed contributor and a member of an approved society, ceases to be employed within the meaning of this Act, he shall, for a period of twelve months commencing next after the end of the contribution week in which he ceased to be so employed, for all purposes be treated as if he were an employed contributor insured under this Act:

Provided that—

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(a) Where any such person ceased to be employed as aforesaid by reason of entering on some prescribed class of occupation in connection with the late war, not being employment within the meaning of this Act (in this section referred to as war occupation") he shall, subject to such conditions with respect to payment of contributions and otherwise as may be prescribed, remain an insured person until two months after the termination of the war occupation, or until the expiration of twelve months from the date on which he ceased to be employed as aforesaid, whichever date is the later; and

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NATIONAL HEALTH INSURANCE ACT, 1924.

(b) If any such person is a person receiving training, whether in technical institutions or otherwise, under any Order in Council, Royal Warrant, or order relating to pensions granted to persons in respect of disablement in consequence of the late war, the period during which he is to remain an insured person shall, subject to such conditions with respect to payment of contributions and otherwise as may be prescribed, be extended for such period as may be prescribed.

(2) A voluntary contributor being a member of an approved society shall, for a period of twelve months commencing next after the end of the contribution week in respect of which the last contribution paid by him as a voluntary contributor was paid, be treated as if he were a voluntary contributor insured under this Act.

(3) In calculating for the purposes of this section the said period of twelve months no account shall be taken of any period during which the person who has so ceased to be employed or to pay contributions is rendered incapable of work by reason of some specific disease or by bodily or mental disablement of which notice is given within the prescribed time, or of any period after a person has attained the age of seventy years, or in the case of a woman who is an insured person, of the period of four weeks after her confinement.

(4) Where any person has ceased to be an insured person he shall, if he subsequently becomes employed within the meaning of this Act, be treated as if he had not previously been an insured person.

Contributions.

4. CONTRIBUTIONS BY INSURED PERSONS, EMPLOYERS, AND THE TREASURY.Except as otherwise provided by this Act and subject to the provisions of section one of the National Insurance Act, 1913 (3 & 4 Geo. 5, c. 37), the funds required for defraying the cost of the benefits conferred by this Act and the expenses of the administration of those benefits shall be derived as to seven-ninths thereof from contributions made by or in respect of the contributors by themselves or their employers, and as to the remaining two-ninths thereof from moneys provided by Parliament.

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5. RATES OF CONTRIBUTION.-(1) The contributions payable under this Act in respect of employed contributors shall be at the rate set out in the Second Schedule to this Act (in this Act referred to as the employed rate "), and shall comprise contributions by the contributors and contributions by their employers at the rates specified in that Schedule.

(2) The contributions payable by voluntary contributors shall be at the employed rate :

Provided that, in the case of a voluntary contributor resident in Great Britain who is not entitled to receive medical benefit, the weekly contribution which would otherwise have been payable shall be reduced by twopence, and there shall be credited to the society of which the contributor is a member, or, if he is a deposit contributor, to the Deposit Contributors Fund, the difference between the amount of the contributions actually paid by him at the reduced rate and the amount which would have been paid if those contributions had been at the full rate, and the amount of that difference shall be treated as having been expended on benefits, and the proper proportion thereof shall accordingly be paid out of moneys provided by Parliament.

(3) Where it is proved to the satisfaction of the Minister that a trade or business carried on by any employer is of a seasonal nature and subject to periodical fluctuation, and that the employer systematically employs persons throughout the year and works short time during the season when the trade or business is depressed, provision may be made by special order for reducing, as respects those persons, the employed rate and the contributions payable by the employer and contributors to such extent and for such period in the year as may be specified in the order, and for increasing the rate and contributions to a corresponding extent and for a corresponding period during the remainder of the year, and the order may contain such incidental, supple

14 & 15 GEORGE 5, CHAPTER 38.

mental and consequential provisions as may appear necessary for adapting the other provisions of this Act to cases under this subsection.

6. LIABILITY OF EMPLOYER TO PAY CONTRIBUTION IN RESPECT OF EXEMPT PERSON.-(1) The employer of an exempt person shall be liable to pay the employer's contributions in respect of him in the same manner as if that person had been an employed contributor, and contributions so payable shall, in the case of a master or seaman serving on a foreign-going ship, be at the rate which would have been payable by the employer if the employed person had not been an exempt person, and, in any other case, be at the rate of fivepence per week.

(2) Contributions paid under this section shall be carried to such account and dealt with in such manner as may be prescribed.

7. MANNER IN WHICH CONTRIBUTIONS ARE TO BE PAID.-(1) Contributions shall be payable at weekly or other prescribed intervals.

(2) In the case of an employed contributor, the employer shall, in the first instance, pay both the contributions payable by himself (in this Act referred to as "the employer's contributions "), and also on behalf of the employed contributor the contributions payable by the contributor, and shall be entitled in accordance with and subject to the provisions of this Act to recover from the contributor by deduction from his wages or otherwise the amount of the contributions so paid by him on behalf of the contributor.

(3) Contributions payable in respect of an employed contributor or by a voluntary contributor shall cease to be payable on his attaining the age of seventy.

(4) Where an employed contributor in respect of whom less than one hundred and four weekly contributions have been paid ceases to be employed within the meaning of this Act, he shall, if he proves to the approved society of which he is a member, or if in the case of a dispute it is decided in manner provided by this Act, that he is or was unemployed owing either to incapacity for work due to some specific disease or bodily or mental disablement or to inability to obtain employment, be entitled, within and in respect of the prescribed time, to pay contributions at the employed rate in respect of the period of unemployment.

8. POWER TO MAKE REGULATIONS WITH RESPECT TO PAYMENT OF CONTRIBUTIONS, AND PROVISION AS TO STAMPS.-(1) Subject to the provisions of this Act, provision may be made by regulations for any matters incidental to the payment and collection of contributions payable under this Act, and in particular for—

(a) payment of contributions by means of adhesive or other stamps affixed to or impressed upon books or cards or otherwise, and regulating the manner, times and conditions in, at and under which such stamps are to be affixed or impressed or payments are otherwise to be made :

(b) the entry in or upon books or cards of particulars of contributions paid and benefits distributed in the case of the insured persons to whom those books or cards relate:

(c) the issue, sale, custody, production and delivery up of books or cards, and the replacement of books or cards which have been lost, destroyed or defaced.

(2) Stamps required for the purposes of this Act shall be prepared and issued in such manner as the Postmaster-General, with the consent of the Treasury, may direct, and the Postmaster-General may make regulations applying, with the necessary adaptations, as respects any such stamps, all or any of the provisions (including penal provisions) of the Stamp Duties Management Act, 1891 (54 & 55 Vict. c. 38), as amended by or in pursuance of any subsequent enactment, and section sixty-five of the Post Office Act, 1908 (8 Edw. 7, c. 48), and may provide for the sale of such stamps through the Post Office.

(3) The provisions of this Act relating to the laying before Parliament, the effect and the annulling, of regulations shall apply to regulations made by the PostmasterGeneral under this section.

9. GENERAL RULES AS TO PAYMENT OF CONTRIBUTIONS IN RESPECT OF EMPLOYED CONTRIBUTORS AND RECOVERY BY EMPLOYERS OF AMOUNTS PAID ON BEHALF OF

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