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YES, they did laugh at me, for I heard them way in the next room. I was mortified, humiliated. I felt that I could never face any of them again. But let me tell you how it all happened.

You see, we had always been friends, Tom and I-ever since that day, long ago, when he had fought Ralph Curran for the privilege of carrying my books home from school. Of course, we scrapped every now and then, as youngsters do, but we were really inseparable companions throughout our school days. And when the time came for him to leave for college, I hid in my room and cried for two whole hours.

Tom wrote to me only once while he was at college, one stiff little note in the very beginning that told me he had arrived safely and that it was not very pleasant to be a freshman. And then silence-four long years of silence when only the enthusiastic reports of his mother revealed how popular he had become. He did come home one summer, but it just happened that I was away on a visit and missed him.

Soon I began to wonder whether I had really ever known this Tom at all-this popular, football hero Tom whom the village folks spoke of with such pride. And I began to look forward to the day when he would come back-a graduate!

Tom Comes Back From
College

One day I met Rose in Daly's store. "Did you see Tom?" she asked. "He just got back from college."

I could not restrain the warm flush that quickly spread over my face. "Yes?" I said, trying to appear indifferent-but I hurried away so that she could not see how eager I really was.

So Tom was back again-Tom who had called me his "pal" way back in school-time days. Would he remember me? Would we be friends again as we used to be? I began to wonder-and dream

Then I saw Tom! I knew him right away; although he had grown tall and broad and remarkably handsome. He knew me, too, in spite of my tucked-up curls and lengthened skirts. "Well, if it isn't little Freckles!" he grinned (he had always called me Freckles). "Haven't changed a bit, except that you're quite a young lady now, aren't you?"

We Begin a New
Friendship

Well, if I hadn't changed, Tom certainly had. His walk, his speech, his very manner had a new buoyancy, a new animation that found in me an immediate response. I felt suddenly that the schoolboy I used to know had dropped out of my life forever, and in his place was this glowing young man who seemed to be the incarnation of all that is cultured, polished and well-bred.

"Having a little party at my house Sunday," he was saying, "some friends I made at college. I'd like to have you come, too. You'll come, won't you?" he added eagerly.

"I-I think so," I answered.

And so we walked home together, and as we passed the old school-house Tom said, "Remember the time I had a tussle with Ralph, and you let me carry your books home because I won? You said your motto was to the victor belong the spoils'-remember?" And we both laughed.

I Prepare for Tom's Party

I was elated when I found that no one in the town had been invited to Tom's party except me. Only his college chums were going to be there, and I just knew that I'd have a wonderful time. The first thought that came to me, of course, was "what shall I wear?"

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A

FTER supper last night I went
down to the postoffice for the
mail and found a letter from
G. L. Miller & Company in
my box. In it was a check for inter-
est due on a Miller First Mortgage
Bond.

As I was reading the letter Dr.
Thompson came along. He glanced
over my shoulder and saw what it was.
He knew I had been investing in Miller
Bonds for several years.

"Well, Mac," he said, "are you still
getting your 7%?"

"Yes, Doctor, I am still getting my 7%. By the way, what is your mining stock paying?"

"Not a blame cent," he said, making a wry face. "Hereafter my motto is going to be 'safety first.' You seem to be mighty well pleased with your Miller Bonds. Are you sure they are safe?"

"They are secured by a first mortgage on good, modern apartment houses or other buildings, well located in prosperous Southern cities. These buildings earn a steady income, and you can't get a much better guarantee of safety than a first mortgage, can you?"

SYMBOL
OF SAFETY

Yes, I'm Still

Getting My 7%

"But suppose." he objected, "the value of the building on which the bonds are issued declines for one cause or another. Isn't your security in danger?"

"Not at all," I told him. "In the first place, G. L. Miller & Company never lend more than half of the value of the property, and that value isn't based on boom prices, either, but on a fair, ordinary market. In the second place, the borrower has to make monthly payments to meet the interest and gradually pay off the principal. In this way money is always on hand to pay the interest even before it is due, and to pay off the bonds which come due from year to year. The bond issue is growing less every year, and the interest which has to be paid is growing less, but the mortgage on the building remains as full security until the last bond is paid. Don't you see. these bonds are growing safer all the time?"

Dr. Thompson asked other searching questions about the Miller Bonds. The whole story is contained in a circular which we will gladly send you if you will mail the attached coupon.

G. L.MILLER & O

INCORPORATED

You, who read this advertisement, may have a neighbor who is an investor in Miller Bonds. We know that there are Miller investors in your State, for they live in every State of the Union. Not one of them ever had to wait a day for money due on interest or principal of Miller First Mortgage Bonds. We have prepared a booklet called "Demonstrations of Satisfaction," which contains many letters from these satisfied investors. Perhaps you know

some of these people.
Send for this booklet
and find out what
they think of Miller
Bonds. Clip off the
attached coupon and
mail it today.

G. L. Miller

& Company,

705 Hurt Bldg.. Atlanta, Ga.

Please send me booklet, "Demonstrations of Satisfaction" and the story of Dr. Thompson. I have

.......for which

I am seeking a safe investment.

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services up to the standards demanded by their customers. This situation was one of the factors in the depreciating value of their securities.

But they have begun to "come back." Recent statements seem to indicate that earnings are definitely on the up-grade. Even gross business is well maintained in volume in the cases of the majority of these companies, especially those whose operations are not largely confined to furnishing industrial power, and declining costs are having the effect of establishing a wider margin above interest and other fixed charges, thereby strengthening the underlying position of the

stocks as well as the bonds. Some reflection of this more favorable turn of affairs has already been seen in the market for the securities of the class of companies in question, but not all that would appear to be warranted.

In other words, conditions are still distinctly favorable for investment in a large class of public utility securities. Careful discrimination is needed in their selection, but there are a good many of the higher-grade bonds that are obtainable at prices to yield 62 to 7 per cent, which we think might well find a place among the holdings of almost any class of investors.

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The Secret of Achievement

WHAT was the secret of the achievements of

Washington and Lincoln? You will find this secret in that picture of Linclon, familiar to all, where he sprawls his ungainly length on the hard dirt floor of his humble log cabin and, by the dim, flickering fireplace, scribbled away, doing sums on the back of an old wooden shovel, using a piece of charcoal from the fireplace instead of chalk and scraping the figures from the shovel with his jack-knife after each sum is finished. If you fail to catch the vision of the future great man in this picture, look at another similar one. See that homely backwoods lad trudging seven miles away to borrow a book, Weem's "Life of Washington." Then,

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when the rain beat through the chinks of his log-cabin home and injured this borrowed book, see him trudge back with it to the owner and agree to split rails three days in order to pay for the damage and thus possess the book himself.

Work

IF you are poor-work.

If you are rich-continue to work.

If you are burdened with seemingly unfair responsibilities-work.

If you are happy-keep right on working. Idleness gives room for doubts and fears.

If disappointments come-work.

If sorrow overwhelms you and loved ones seem not true-work.

If health is threatened-work.

When faith falters and reason fails-just work. When dreams are shattered and hope seems deadwork. Work as if your life were in peril. It really is. Whatever happens or matters-work. Work faithfully-work with faith. Work is the greatest material remedy available. Work will cure both mental and physical afflictions. -The Silent Partner.

Cheap-But Priceless BUSINESS knowledge was never so cheap or so priceless as it is to-day. Business men are exchanging information frankly and freely, giving and The "hows" and taking from the common store. "whys" of buying, selling, manufacturing the "rights" and "wrongs" of credits, collections, advertising, correspondence the "do's" and "don'ts" of customerservice, finance management-all these are now within reach of any individual who has common sense and industry and a real desire to know.-W. C. Holman.

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To catch the good that is within our reach is the great art of living.

Brace up, push up, think up, and you will stay up.

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MAKE OR MAR YOUR/ELF

Opportunities for Success Readers

Rate 20 cents a word. Ad forms for July issue close May 20th.

Business Opportunities

BIG MONEY selling real estate; experience unnecessary; write today; we mail successful selling plans free; use them to start profitable, independent business of your own, and pay us only $1 weekly for ten weeks; otherwise, remail plans within five days and pay nothing. Simplex Co., Dept. 110, 1133 Broadway, New York,

LEARN THE COLLECTION BUSINESS. GOOD INCOME, quick results. Interesting booklet. "Skillful Collecting" free. National Collectors Ass'n., Success Street, Newark, Ohio.

WE START YOU IN BUSINESS, furnishing everything; men and women, opportunity to earn $1,500 to $7,500 yearly operating our "New System Specialty Candy Factories" anywhere. Booklet free. N. Ragsdale Co.. East Orange, N. J.

SEE PAGES 4 AND 5

Start a profitable business in your own locality without cap-
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substantial incomes-$1,000 to $3,000 a year-you can do as well
and probably better. Securing subscriptions for the New Success
and the Marden books requires little effort and pays big returns.
Write for particulars explaining our big new business propositions
it will pay you. The Lowrey-Marden Corporation, 1133 Broad-
way, New York, N. Y.

GREAT MAGAZINE of cashable plans, tips, ideas for agents,
home manufacturers and opportunity seekers; gives facts about
mail business; three months, 25c; sample copy, 10c. SPECIAL
SERVICE MAGAZINE, Lancaster, Pa.

"THE SCHEMER," Alliance, Ohio, 32 pages monthly, prints schemes, tips, formulas that pull big money; helped one subscriber make $25,000. YOU want that kind; subscribe today; year, $1.00; trial three months, 25c.

Mail Order Business is your opportunity, Breniser's Famous Handbooks teach how to start small, grow big. Sell merchandise, service ideas; enormous profits. Spare time to begin. Get complete set 11 books $2.50 and be posted. Breniser, 337 C Walnut St., Philadelphia. Descriptive catalogue and big batch interesting mail-order information 25c. None free.

Send for Free booklet "How to be Successful in the Real
Estate Business." State occupation. Macdonald Cooperative
Realty Co., San Diego. Cal.

ADVERTISING. We will prepare and insert your adv't in
100 busy newspapers, proved insertions, $10. Catalog special
offers many newspapers, magazines, free. Scott & Scott Adv.
Agency, Candler Bldg., New York

Any man handy with paint brush can start new mechanical business needed everywhere; nearly all proЯt; experience or capital not required. John Braceland, 1453 South Ninth, Philadelphia, Pa. WE PLACE YOU IN BUSINESS. Stores, Movies, Garages, Hotels, Factories, Cigar Stands, Rooming and Boarding Houses, Farms, Restaurants for sale everywhere. Hunt, 339 Brisbane Bldg., Buffalo, N. Y.

Patents for sale. Big prize for inventors. How and what to invent for profit. To sell or obtain patents write Patent News 46, Washington, D. C., $2 yearly, 20c copy.

IF YOU WANT to sell or exchange your property write me.
JOHN J. BLACK, Montana Street, Chippewa Falls, Wis.

Salesmen Wanted

Salesmen men of character and unusual sales ability capable of earning not less than $5000 per year. One who has had advertising experience preferred. We will send particulars to a selected portion of those who apply in detail giving past experience, reference, etc. Rand McNally & Co., 42 East 22nd St., New York City.

SALESMEN Introduce attractive window advertising. Associated News Service of world events in pictures Every retail store wants this. Liberal commissions. Weekly earnings $50 to $200. Elliott Service Co., 244 West 49th St., New York. SALESMEN-CITY OR TRAVELING. Experience unnecessary. Send for list of lines and full particulars. Prepare in spare time to earn the big salaries $2,500 to $10,000 a year. Employment services rendered members. National Salesmen's Training Association, Dept. 145-E, Chicago, Ill.

SALESMEN WANTED. In every city and county to sell our
line of Office Appliances. Liberal Commission. No investment.
No samples to carry. Every office, factory and store a prospect.
GOLDING MFG. COMPANY, Franklin, Mass.

These Classified

Salesmen Wanted

MAKE OF MAR YOURSELF

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Salesmen Get Our Plan for Monogramming Autos, traveling bags, sporting goods, etc., by a simple and neat transfer method. Very large profits. Motorists' Accessories Co., Mansfield, O.

Men and Women-If you have selling ability and ambition. send for our Vitalizer spare time proposition and make $25 to $50 extra weekly. Vitalizer Mfg. Co., New Haven, Conn.

District Manager for three fast selling, repeating office specialties. Manufacturer, 213 State Street, Room 404-A, Detroit, Mich.

holders.

SPECIALTYMEN: Our one-at-a-time match, toothpick
Snappy line. Standard Mfg. Co., Butte, Mont.
Agents Wanted

AGENTS, $60 to $200 a Week, Free Samples. Gold Sign
Letters for Store and Office windows. Any one can do it. Big
Demand. Liberal offer to general agents. Metallic Letter Co.,
431 W. N. Clark St., Chicago.

Brand New Business For Agents; Inexperienced men making
big profits regularly selling Never-Fail Razor Sharpeners. Hiram
Purdy made $40.50 first day (sworn statement). Wingo's profits
for six weeks $1,080. Third order from Stauffer, Penna., 100 ma-
chines. Applewhite, La., took six orders in thirty minutes. Ex-
clusive territory for first comers. Hurry-write today for details.
Never Fail Co., 107 Allen Bldg., Toledo, Ohio.

IDEAL SIDELINE. $1.00 Specialty, patented. Sample free.
P. Home, 1957 Warren, Chicago.

World's Greatest Auto Invention; no more storm blurred
windshields; Mystic Felt works wonders; one rub keeps glass clear
24 hours: steel mountings; fits pocket; Vetter made $75 first day.
Security Mfg. Co., Dept. 318, Toledo, Ohio.

Give genuine Rogers teaspoon free with every sale of Pitkin's Infallible Rust-and-Stain Remover and make 100%. Special advertising offer to introduce Pitkin Products into every home. Forty spoons and 40 Rust Remover, $5.00, or 25 cents for both samples. Particulars free. Pitkin, 326 Com'l. Bldg., Newark, New York.

$1000 PER MAN PER COUNTY-Strange Invention startles world agents amazed. Ten inexperienced men divide $40,000. Korstad, a farmer, did $2.200 in 14 days. Schleicher, a minister, $195 first 12 hours. $1200 cold cash, made, paid, banked by Stoneman in 30 days: $15,000 to date. A hot or cold running water bath equipment for any home at $7.50. Self-heating. No plumbing or waterworks required. Investigate. Exclusive sale. Credit given. Send no money. Write letter or postal today. ALLEN MFG. CO., 608 ALLEN BLDG., TOLEDO, OHIO.

Farm Lands for Sale

FARMS-33 STATES- $10 TO $100 AN ACRE. Stock, tools, crops often included to settle quickly. Write for big illustrated catalog. Strout Farm Agency, 150 EF Nassau Street, New York City. Oklahoma Farms. Write for free agricultural booklet. Board of Commerce, Shawnee, Okla.

For Sale

For Sale Four thousand acres coal, iron, lime and oil land in Wyoming. Will consider incorporation, address, 911 Middle Ave., Elyria, Ohio.

American Made Toys

Manufacturers wanted for larger production and Homeworkers on smalle, scale for Metal Toys and Novelties, Toy-Soldiers, Cannons, Cowboys, Indians, Buffalo Bills, Wild Animals, Whistles, Bird-Whistles, Race Horses, Prize Fighters. Religious Statuettes, Puzzles and hundreds of other Toys and Novelties. Hundred and more made complete per hour. No experience or other tools needed. Bronze Casting forms with complete outfit, from $5.00 up. We are buyers of these goods all year, paying fixed prices. Contract orders placed with manufacturers. Exceptional high prices paid for painted goods. An enormous business offers industrious men an excellent opportunity to enter this field. An open market for these goods all over United States, Canada and South America. Write us only, if you mean business. Illustrated Catalogue and Booklet mailed free. Toy Soldier Manufacturing Company, Offices and Showrooms, 1696 Boston Road, New York.

Advertisements Continued on Page 16

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