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accounts amount appreciation of gold Australia average Bank Act bank notes Bank of England Bank of France Bank of Ireland bank rate bankers Bankruptcy Bills of Exchange bimetallism bullion capital cash certificates cheques Clearing House Colonial Commercial debt deposits Effect exchange with England exports fall in prices fluctuations foreign gold and silver gold coin gold coinage gold standard goldsmith Government Harvey A. S. increased India investments Ireland Joint Stock Bank Latin Union Lecture Legal Decision legal tender light gold limited liability loans Lombard Street London Lord lotteries Martin R. B. Monetary National Bank note circulation note issue Notice Paper read payment profit proposed question Railway rate of discount rate of interest recoinage registered Remarks in Discussion reserve Returns rupee securities Seigniorage Sign in Lombard Stamp duties Table trade transfers United Kingdom usury viii vote of thanks