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acceptance acceptor acquires action agreement applies arises assets assignment assumpsit bailee bailment bailor Bank Ltd banker BCLC beneficiary bill of exchange bill of sale breach charge chattel cheque chose in action claim common law Companies Act 1985 constructive trust contract conversion court created damages debentures debt debtor defendant delivery detinue dishonoured doctrine document of title drawer edn Sweet effect enforceable English law entitled equitable interest estoppel fact fiduciary held indorser insolvency instrument issue land liability lien LJ Ch LJQB Lloyd's Rep Lloyds Bank Lord mortgage negligence negotiable notice obligation payable payment personal property plaintiff pledge possession possessor principle proprietary provides purchaser reason registration remedy resulting trust rule set-off shares specific performance statutory Sweet & Maxwell thing third party tion tort transaction transfer trespass true owner writ